![]() consumers on until December 31, 2026. These reports are included in the free weekly Equifax credit reports currently offered on through April 2021. ![]() In connection with various settlements, Equifax is making at least six additional free Equifax credit reports each year available online to U.S. The security freeze will be removed no later than: 1 hour after receiving the request by toll-free telephone or secure electronic means 3 business days after receiving the request by mail You also have the option to lift the freeze temporarily for a period of time specified by you, free of charge. To opt out of such pre-approved offers, visit Entities that may still have access to your Equifax credit report include: companies like Equifax Consumer Services LLC, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service companies that provide you with a copy of your credit report or credit score, upon your request federal, state and local government agencies and courts in certain circumstances companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe companies that authenticate a consumer's identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud and companies that wish to make pre-approved offers of credit or insurance to you. mail) along with the requested documents to: Equifax Information Services LLC P.O. Freezing your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Placing, temporarily lifting, and permanently removing a security freeze is free and can also be done online at. You can grant a creditor one-time access to your credit report. As Georgia law had already provided, federal law now makes it free for all consumers to place a security freeze (also known as a credit freeze) on their. Placing a security freeze on your Equifax credit report will prevent access to it by certain third parties. Can I request a temporary lift for a potential creditor.
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